This comparison information is accurate to our knowledge , it may have changed recently we encourage you to look at the plan brochures for full and complete plan benefit details.
Number of Days: 31 days Visitors Age: 50-59 years Spouse Age: N/A years Children: 0
Quote Summary | INBOUND GUEST | ATLAS AMERICA | PATRIOT AMERICA | LIAISON CONTINENT A | Coverage Type | Scheduled Benefits
| Comprehensive Plan
| Comprehensive Plan
| Comprehensive Plan
| Coinsurance | No coinsurance , scheduled/Fixed benefits. Max limits on benefits paid by insurance. click for more details
| In the PPO Network: Plans pays 80% of first $5000 expenses after deductible , then 100% up to maximum limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly
| In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
| In the PPO Network: Plans pays 80% of first $5000 expenses after deductible , then 100% up to maximum limit
| Coverage Duration | Coverage from 5 days to 180 days
| Coverage from 5 days to 365 days
| Coverage avaliable from 5 days to 2 years
| Trips between 5 days to 180 days covered
| Acute onset of pre-existing condition | Upto Policy Maximums from $25K to $120K based on the policy Max Purchased. Subject to sub-limits for each benefit shown on the brochure. $25K per policy period for emergency medical evacuation.
| Policy Covers up to Policy Maximum for Ages Below 70 Years and for 70-79 up to Policy Maximum or $100,000 (whichever is lower)
| $50,000 lifetime maximum for age upto 65 . For age 65+ only $2500 lifetime maximum (Read Brochure for Details)
| Up to $25,000 per policy period for non-U.S. residents under age 65 traveling in the United States (age 65-69 up to $2,000, age 70+ there is no benefit).
| Renewable | Plan can be renewed (up to 180 days max)
| Plan can be renewed up to max of 365 days.
| Plan can be renewed
| Plan can be renewed. Max 180 Days
| Cancellable | Full refund if cancelled before policy start date, Pro-rated charged if cancelled before end date , $25 early termination fee subject to approval by insurance company. No refund if there are any pending claims on policy.
| Full refund if cancelled before policy start date, Pro-rated charged if cancelled before end date , $25 early termination fee subject to approval by insurance company. No refund if there are any pending claims on policy.
| Full refund if cancelled before policy start date, $50 early termination fee subject to approval by insurance company. No refund if there are any pending claims on policy.
| Full refund if cancelled before policy start date, Pro-rated charged if cancelled before end date , $25 early termination fee subject to approval by insurance company. No refund if there are any pending claims on policy.
| Provider Network | PPO Network Find A Doctor
| Hospital Inpatient | From $910/day to $2,340/day, 30 day max based on coverage
| Usual, reasonable and customary to the selected Medical Maximum
| Up to the Maximum Limit for average semi-private room rate
| Usual, reasonable and customary to the selected Medical Maximum
| Doctor Visit | Plan pays between $40 - $100 per visit depending upon the max coverage chosen.
| Plans pays 80% of first $5000 expenses after deductible , then 100% up to maximum limit
| Plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
| Plans pays 80% of first $5000 expenses after deductible , then 100% up to maximum limit
| Urgent Care | Plan pays between $40 - $100 per visit depend
| $50 Copay (Deductible waived). Coinsurance ap
| PPO Network -The plan pays 90% of eligible ex
| Plans pays 80% of first $5000 expenses after
| Prescription Drugs | (Outpatient) $65 to $180 depending on maximum coverage you choose .
| Plans pays 80% of first $5000 expenses after deductible , then 100% up to maximum limit
| The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
| Plans pays 80% of first $5000 expenses after deductible , then 100% up to maximum limit
| Labs Xrays | (Outpatient) $295 to $600 depending on maximum coverage you choose .
| Plans pays 80% of first $5000 expenses after deductible , then 100% up to maximum limit
| The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
| Plans pays 80% of first $5000 expenses after deductible , then 100% up to maximum limit
| Emergency Room | (Outpatient) $215 to $660 depending on maximum coverage you choose.
| $200 co-payment for each use of emergency room for illness, unless member is admitted to the hospital. No co-payment for emergency room treatment of an injury.
| The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
| Plans pays 80% of first $5000 expenses after deductible , then 100% up to maximum limit
| Trip Interruption | Not covered
| Up to $5,000
| Up to $5,000
| Up to $5,000
| Loss Of Checkedin Bags | Not covered
| Up to $250
| Up to $250
| Up to $250
| Plan Brochure |
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