These are the most popular plans for Students vising USA.
StudentSecure StudentSecure is designed to meet the insurance needs of international students traveling inside or outside of the United States. Whether you are looking for individual coverage or coverage for the entire family, our Select, Budget and Smart options have the features you need. Each plan includes coverage for emergency medical evacuation, sports, mental health, maternity and more!.
Student Health AdvantageSM is designed to meet the needs of international students, scholars, and faculty, their families, and groups of two or more involved in long-term educational programs. In addition to meeting the requirements of the J1 Visa, this plan includes benefits for maternity, mental health and organized sports. After a period of 12 months, pre-existing conditions will be covered as well.
Patriot Exchange ProgramSM The Standard Plan meets the J1 Visa requirements and provides coverage that includes medical benefits, international emergency care including emergency medical & political evacuation, repatriation, and a choice of optional coverage enhancements. The Basic Plan is a more economical plan with essential travel medical coverage.
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StudentSecure Select Plan
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StudentSecure Budget Plan
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StudentSecure Smart Plan
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Certificate Period
Maximum
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$300,000 (Participant)
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$ 50,000 (Spouse)
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$ 50,000 (Child)
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$250,000 (Participant)
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$ 50,000 (Spouse)
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$ 50,000 (Child)
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$200,000 (Participant)
No dependent coverage
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Maximum Benefit per
Injury or Illness
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$300,000 (Participant)
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$ 50,000 (Spouse)
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$ 50,000 (Child)
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$250,000 (Participant)
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$ 50,000 (Spouse)
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$ 50,000 (Child)
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$200,000 (Participant)
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Coinsurance
Claims Incurred Inside
US
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Underwriters will pay 80% of the
next $5,000 of Eligible Expenses
after Deductible, then 100% to
Certificate Period Maximum.
For charges incurred within the
PPO or at a Student Health
Center, coinsurance will be
waived
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Underwriters will pay 80% of the
next $10,000 of Eligible Expenses
after Deductible, then 100% to
Certificate Period Maximum
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For the Certificate Period, Underwriters will pay 80% of the next $25,000 of Eligible
Expenses after the Deductible, then 100% to the Overall Maximum Limit
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Local Ambulance
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$750 per Injury or Illness, when covered Illness or Injury results in Inpatient
hospitalization
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$350 per Injury or Illness, when covered Illness or Injury results in Inpatient
hospitalization
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$350 per Injury or Illness, when covered Illness or Injury results in Inpatient
hospitalization
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Student Health AdvantageSM
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- Long-term medical coverage
- Coverage for groups of two or more members and their dependents
- Coverage can be extended up to 12 months from the initial effective date if a minimum of three months is purchased
- Freedom to seek treatment with the hospital or doctor of your choice
- 24 hour secure access from anywhere in the world to manage your account at any time
- Student Health Center co-pay $5 per visit
- Universal Rx pharmacy discount savings
- Meets student visa requirements
- Maternity coverage
- Mental health coverage
- Organized sports coverage
- International emergency care
- Pre-existing coverage after 12 months or six months (depending on rider eligibility)
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Patriot Exchange ProgramSM
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- Two short-term travel medical plan designs
- Coverage for students and/or their spouses and unmarried dependent children traveling with them
- Plan Maximums up to $500,000
- Renewable up to 48 months if minimum of three months is purchased
- Freedom to seek treatment with hospital or doctor of your choice
- Universal Rx pharamcy discount savings
- 24 hour secure access from anywhere in the world to manage your account at any time
- Student Health Center $5 co-pay per visit
- No coinsurance
- Optional add-on coverage available for high school sports, personal sports and legal assistance
- Pre-existing conditions coverage available to U.S. and non-U.S. citizens - see specific plan design for benefit information
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